Panchaayat

Banking & Loans complaints in India

Real, public banking & loans complaints with a permanent page each. See which companies customers complain about, whether they reply, and how to escalate — then raise your own.

Raise a banking & loans complaint

Common banking & loans complaints

  • Unauthorised or failed transactions and delayed reversals
  • Loan prepayment charges, foreclosure and EMI disputes
  • Account freezes, KYC problems and mis-selling of products
  • Cheque, ATM and net-banking failures

New to this? Read how to file a consumer complaint in India and how to escalate it.

Companies with banking & loans complaints

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State Bank of India

Unverified · Banking & Loans

Cases
7
Resolved
0
CSAT
—
Raise a complaint

Kotak Mahindra Bank

Unverified · Banking & Loans

Cases
5
Resolved
0
CSAT
—
Raise a complaint

Browse all banking & loans companies →

Latest banking & loans complaints

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State Bank of IndiaPC-2026-02253·

Is there any Honest SBI officials who can look into this matter.

My sister Arti Bhoite took a home loan from SBI, which was disbursed on March 12, 2026. Using a forged signature, the builder and certain SBI officials managed to get 95% of the loan amount disbursed, even though the flat was only 45% compl

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0
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ICICI BankPC-2026-02239·

ICICI Bank excessive credit card payment reminder calls before due date 30 October 2026, repeated calls throughout day minutes apart

Is This How ICICI Bank Treats Its Customers?nI am extremely disappointed with ICICI Bank. My credit card payment due date is 30 October 2026, yet I am receiving repeated calls from ICICI Bank throughout the day, sometimes just minutes apart

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0
HDFC BankPC-2026-02180·

HDFC Bank allegedly no human customer care; stuck in AI assistant loop

Customer alleges they cannot reach a valid human customer care number to clarify a simple doubt. They state they are fed up with the AI assistant making them dial one number after another in a loop.

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0
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Canara BankPC-2026-02178·

Allegedly gold loan renewal delayed and staff behavior unprofessional

Customer alleges worst experience at Canara Bank Bhimtala, Panskura branch. They visited on Monday to renew a gold loan and get an additional amount for an urgent need. By Thursday there was still no progress, and staff behavior was rude an

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State Bank of IndiaPC-2026-02168·

Allegedly no staff response for e-KYC form at SBI branch for 2 hours

Customer alleges they were at the Kahibari Branch, Assam for two hours repeatedly asking for an e-KYC form to open a new account, but received no response from staff.

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0
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Central Bank of IndiaPC-2026-02158·

Central Bank of India customer alleges 25-day delay for failed IMPS transaction resolution, seeks penalty

Central Bank of India Reserve Bank of India (RBI)nI must say.that the services of central bank of India are very disappointing. Their customer care executive told me that the resolution of the failed imps transaction due to the technical is

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0
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Standard Chartered BankPC-2026-02148·

Standard Chartered customer alleges account deactivated without notice, NEFT delayed and pay order issued despite instructions

Pathetic Service by Standard Chartered BanknnOn 25 September, my savings account was deactivated without any prior notification, leaving my funds inaccessible. When I contacted Customer Care, I waited nearly an hour before my call was conne

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Bajaj FinservPC-2026-02101·

Job requirement

Job requirements

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0
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State Bank of IndiaPC-2026-02091·

SBI FASTag not closed despite surrender application, customer forced to pay double toll daily

Extremely disappointing experience with SBI fastag - Requesting them to close fastagnnI have recently purchased a second hand vehicle with registration number HR872957, FASTAG ID - 34161FA82032861402E 8C8E0 and close reference number - SBIF

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0
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Home Credit IndiaPC-2026-02077·

Home Credit still demanding EMI already deducted, harassing calls despite proof of payment

Extremely disappointed with Home Credit India.nHome Credit IndiannMy EMI amount has already been deducted from my bank account, yet Home Credit has not updated the payment and is still repeatedly calling me demanding the same payment.nnI ha

OpenEscalation0
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Browse and filter all banking & loans cases →

Where to escalate

  • RBI Complaint Management System

    If the bank has not resolved your complaint within 30 days, escalate to the RBI Ombudsman via the CMS portal.

    Visit site →
  • National Consumer Helpline (1915)

    Free government helpline for consumer complaints across sectors. You can also file online at consumerhelpline.gov.in.

    Visit site →
  • Consumer Commission (e-Daakhil)

    For unresolved disputes you can file a case with the District Consumer Disputes Redressal Commission online via e-Daakhil.

    Visit site →

Frequently asked questions

How do I file a banking & loans complaint in India?

Write to the company's customer support first with your reference numbers and keep the ticket number. If it isn't resolved, raise a public complaint on Panchaayat so it gets a permanent page and an open thread the company can answer, then escalate through the relevant regulator or consumer forum.

What are the most common banking & loans complaints?

Typical banking & loans complaints on Panchaayat include: unauthorised or failed transactions and delayed reversals; loan prepayment charges, foreclosure and emi disputes; account freezes, kyc problems and mis-selling of products. Search the public cases on this page to see how similar complaints were handled.

Which companies get the most banking & loans complaints on Panchaayat?

See the list of companies on this page, ordered by the number of public complaints. Each company page shows its resolution record and customer rating.

How long should a company take to resolve a banking & loans complaint?

It depends on the sector and the company's grievance policy. As a rule of thumb, give the company 7 to 15 days after your first written complaint, then escalate. Regulated sectors such as banking publish their own timelines. See the escalation options on this page.

Can I file a banking & loans complaint anonymously?

Yes. You can file without an account, or while logged in: your name is hidden on the public page. Panchaayat admins can still see who filed a logged-in complaint.

What if the company does not resolve my banking & loans complaint?

Escalate to the National Consumer Helpline (1915) or the sector regulator, and if it is still unresolved you can file a case with the Consumer Commission through e-Daakhil. A Panchaayat case page works as a dated record of what you reported and how the company responded.