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Banking & Loans
Sources: Wikipedia - Kotak Mahindra Bank, Paisabazaar - Kotak grievance redressal escalation matrix · checked Oct 2026
Panchaayat is independent and not affiliated with Kotak Mahindra Bank. Verify contact details on the company's official channels before sharing personal information.
The company was incorporated on 21 November 1985 as Kotak Capital Management Finance Limited. It was renamed Kotak Mahindra Finance Limited on 8 April 1986, and became Kotak Mahindra Bank Limited on 22 March 2003 after receiving a banking licence from the RBI.
Kotak Mahindra Bank publishes a 3-level grievance redressal process: Level 1 is the standard customer service channel; unresolved complaints escalate to a designated Nodal Officer, then a Principal Nodal Officer.
For banking complaints unresolved after internal escalation, customers can approach the RBI's Banking Ombudsman via the Complaint Management System (CMS) portal. For securities/demat complaints, Kotak directs customers to SEBI's SCORES portal.
First write to Kotak Mahindra Bank's customer support with your reference numbers and what you want resolved. If you don't get a satisfactory reply, raise a public complaint on Panchaayat: it gets a permanent page, an open comment thread and a way for Kotak Mahindra Bank to respond on the record.
Contact details listed for Kotak Mahindra Bank: email care@kotak.com, website https://www.kotak.com. Panchaayat is independent and not affiliated with Kotak Mahindra Bank; please verify contact details on the company's official channels.
5 public complaints have been filed against Kotak Mahindra Bank on Panchaayat, of which 0 are marked resolved.
Escalate through the regulator or consumer forum relevant to the service (see the escalation options on this page). Keep your complaint and any reply on the public record — silence from the company becomes visible too.

Financial institutions are meant to uphold the law, not weaponize distance and jurisdiction to harass borrowers. As per Supreme Court guidelines, disputes regarding unsecured personal loans are civil matters and should not be dragged into
0
Please kotak bank my DD cheque not clear by sbi please share your side DD status @KotakBankLtd @KotakCares my DD number is. 498517 please share me status @TheOfficialSBI @OfficialSBICare
0
I am sometimes unable to transact on Kotak Bank because the OTP is not received. Complaining does not help. The RM called me and instead asked me to try a transaction on the mobile app to prove me wrong. There are so many tech-related issue
0
Kotak Mahindra Bank Team, Today, at around 3:30 PM, I received a call from Kotak Mahindra Bank regarding the charges deducted from my account. I was informed that ₹1,888 and ₹59, totalling ₹1,947, were charged because my EMI allegedly fail
3
@KotakBankLtd purely pathetic customer care on credit card service a call Q3 minutes and constant ivr no individual touch shame on you guys for such nonsense banking over and above wrong credit card billing as such no body is listening feel
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