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Niva Bupa cashless emergency hospitalization denied after policy portability

Niva Bupa Health InsurancePC-2026-00047Insurance ClaimsAnonymous ·
The post alleges that after porting a health insurance policy to Niva Bupa with confirmed continuity benefits and waived waiting periods, cashless treatment was denied during an ICU emergency at a network hospital on 20/01/2026. The author states they were asked to pay first despite portability benefits and questions why emergency cashless service was not honored.

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  1. Case filed

    System · 2 Oct 2026, 7:54 am

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