OpenComplaint

Alleged Mis-selling of Multiple Insurance Policies Through HDFC Bank

HDFC BankPC-2026-02891Insurance ClaimsAnonymous ·
I am raising a serious concern regarding the alleged misselling of multiple insurance policies to my mother through HDFC Bank HDFC Bank Limited .Multiple policies were sold to her, and I have serious concerns that incorrect details were captured in the policy documentation. These discrepancies raise fundamental questions about whether her actual circumstances were properly considered, whether accurate information was recorded, and whether informed consent was obtained before issuing these policies. One of the policies in question is Policy No. C208596510. TATA AIA Life Insurance This is not just about a policy or a premium. It is about accountability, transparency, and the trust that customers place in their banks. I have written multiple emails to the senior management, including the Managing Directors office, seeking a proper investigation and a fair resolution. Unfortunately, instead of receiving a concrete resolution, I feel that the matter is simply being delayed through repeated responses without addressing the core issues.My questions to HDFC Bank are straightforward:How were multiple policies sold when the details recorded in the documents are disputed?Who verified the information captured in the policy applications?Was my mothers actual financial and personal situation properly assessed?Why has senior management not provided a clear, time-bound resolution despite repeated emails?I am not looking for generic responses or assurances. I am seeking a transparent investigation, accountability for any established wrongdoing, and a fair resolution, including appropriate refund or cancellation of the disputed policies, as applicable.Banking and insurance institutions must understand that customer trust comes with responsibility. Selling financial products is not merely a sales exercise; it requires transparency, accurate documentation, and informed customer consent. I request HDFC Banks senior leadership and grievance redressal team to take personal cognizance of this matter and provide a clear, written response addressing the disputed policy details and the concerns raised. I am sharing this publicly because repeated private communication has not, in my view, resulted in a satisfactory resolution. A customers grievance deserves investigation, not indefinite delay. #HDFCBank #InsuranceMisSelling #CustomerRights #BankingAccountability #ConsumerProtection

History

  1. Case filed

    System · 24 Oct 2026, 1:03 pm

Comments (1)

  • HDFC Bank (via email)Company

    Received via email from the company's official address · Sender: support@hdfc.bank.in

    Dear Customer, Thank you for writing to us. This is a system-generated response to acknowledge receipt of your e-mail. The subject line contains case reference number/docket number allotted to your email. This interaction is being tracked through the above reference number and we request you not to change the subject line in future correspondence. Our Customer Service Executive will respond within 2 working days. In case your query requires further investigation and takes a longer time, we will keep you informed on the time required for resolution. We request you to bear with us in the interim. IMPORTANT: For reporting and reissuance of lost or stolen Cards, reporting of frauds or unauthorized transactions, blocking of Net banking/ account/ UPI and ATM transaction disputes you can call our toll-free number 1800 258 6161. In addition to this we request you to also report the incident to National Cyber Crime Helpline at 1930 or through online portal at https://cybercrime.gov.in/Webform/Crime_AuthoLogin.aspx or www.cybercrime.gov.in. Alternatively, you can use the SMS facility to immediately block HDFC Bank NetBanking and MobileBanking by sending an SMS "BLOCK OB" to ****** from your registered mobile number in case of any suspicious activity. All linked customer IDs will be blocked, and you will receive an SMS confirming the status. To unblock, please visit the nearest branch. To block your Debit Card: SMS "BLOCK DC XXXX" (replace XXXX with the last four digits of your Debit Card) to ****** from your registered mobile number. To block your Credit Card: SMS "BLOCK CC XXXX" (replace XXXX with the last four digits of your Credit Card) to ****** from your registered mobile number. To block UPI payments: SMS "BLOCK UPI" to ****** from your registered mobile number You can now check your account Balances and statements, Credit Card Transactions, Reward Points, Convert to EMI, Loan Services and more on the go. Please save ****** and say Hi on WhatsApp to experience our new Chat Banking. For more queries / assistance - Just Ask Eva by clicking following link!!! Your personal Chat agent to help you 24 x 7: Note : Important update w.r.t your E-mail ID In case you are holding any banking relationship and there is a change in Email ID we advise you update your e-mail id in Bank records. Registering your correct e-mail ID offers significant long-term benefits and conveniences to you in receiving statements and important updates. To update your e-mail id in Bank records, you can download the request form through "Forms Center" and submit the copy of the completed application form to any the nearest branches or Nearest Retail Asset Loan Service centers for Loan Product. To Find Nearest HDFC Bank Branches & Retail Asset Loan Service center you may visit the below Link. Your association is greatly valued by the Bank, and we will spare no efforts to resolve the matter quickly. Assuring you of our best services. Warm Regards, HDFC Bank Ltd

Log in to comment or upvote.

More complaints about HDFC Bank

HDFC BankPC-2026-02856·

HDFC Bank - Arbitrary UPI Blocking and Inordinate Branch Resolution Delays for Salary Account

HDFC Bank Extremely disappointed with HDFC Bank’s customer service! I have maintained my salary account with HDFC Bank for the last 6 years, yet this is the level of service I am receiving. During my outstation trip over the last 3–4 days

OpenComplaint0
0
HDFC BankPC-2026-02784·

HDFC Bank / PayZapp / JioHotstar - Stuck UPI AutoPay Mandate, Inaccessible Old UPI ID & Three-Way Support Blame Game

Is this the future of digital payments in India? A complete systemic failure between India's largest private bank and a top OTT platform. I have been stuck in an endless loop between HDFC Bank, PayZapp, and Jio Hotstar for over a month rega

OpenComplaint0
0
HDFC BankPC-2026-02468·

HDFC Bank - Closed and Expired Credit Card Not Found in Records After Erroneous Transaction

HDFC Bank I called my relationship manager and also on customer care to check a transaction on my closed card ending with “5176” which I erroneously made and he is like “this card is not showing in our records”. I have a screenshot and also

OpenComplaint0
0
HDFC BankPC-2026-02330·

HDFC Bank - Unauthorized Deduction of INR 40,886 from Savings Account After Credit Card Settlement, Refund Pending Since Sep 30

Dear Sir/Madam, I am writing this formal complaint under extreme distress regarding an unauthorized and wrongful deduction of INR 40,886 from my bank account. I had already completed the settlement for my credit card account. However, on

OpenEscalation0
0
HDFC BankPC-2026-02180·

HDFC Bank allegedly no human customer care; stuck in AI assistant loop

Customer alleges they cannot reach a valid human customer care number to clarify a simple doubt. They state they are fed up with the AI assistant making them dial one number after another in a loop.

OpenComplaint0
0

All HDFC Bank complaints, customer care & support →