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HDFC Bank - Unauthorized Deduction of INR 40,886 from Savings Account After Credit Card Settlement, Refund Pending Since Sep 30

HDFC BankPC-2026-02330Banking & LoansAnonymous ·
Dear Sir/Madam,nnI am writing this formal complaint under extreme distress regarding an unauthorized and wrongful deduction of INR 40,886 from my bank account.nnI had already completed the settlement for my credit card account. However, on September 30, the bank wrongfully debited INR 40,886 from my savings account. Despite multiple requests and continuous follow-ups since September 30, the amount has not yet been refunded.nnDue to this wrongful deduction, I have been pushed into severe financial devastation. To manage basic household expenses and survive, I was forced to borrow INR 50,000 from private lenders at high interest. I am facing continuous harassment and pressure from lenders to return the money.nnThis prolonged negligence and unauthorized deduction by HDFC Bank have caused me intolerable mental torture, trauma, and agony. The stress has pushed me to the brink of severe despair. Please note that if any harm comes to me or my well-being due to this immense pressure, HDFC Bank and its concerned officials will be held directly responsible.nnI demand:n1. Immediate reversal and full credit of INR 40,886 back to my account with intrest within 24 hours.n2. A formal written apology and confirmation that no further deductions will be made.nnIf this issue is not resolved immediately, I will escalate this matter to the Banking Ombudsman (RBI), consumer forum, and legal authorities for wrongful debit, breach of settlement, and mental harassment.nHDFC Bank Reserve Bank of India (RBI)

Reference details

Author
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Amount Deducted
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Date of Deduction
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Account Type
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History

  1. Case filed

    System · 18 Oct 2026, 6:33 am

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