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Unfair Premium Charges, Incorrect ICD Codes and Unresolved Escalations on HDFC ERGO Health Policy

HDFC ERGO General InsurancePC-2026-02897Insurance ClaimsAnonymous ·
Beware of unfair trade practices by Policybazaar.com and HDFC ERGO HEALTH INSURANCE I bought HDFC Health insurance policy via PB. 1. They have changed extra premiums when purchasing and refunded less amount when some cancellations were done. 2. Branding no cost emi and charging interest. 3. I asked for change in policy details of member A, and they waited for 40+ days for member B birthday to come and charged me extra money, but when issuing policy they took less than 10 days, and so many components in the break up has been removed very carefully, just to charge me extra, but the ICD codes etc which will cause issues while claims.. are still wrong. 4. Change in policy dets, means change in policy dets, instead U issued new policy instead which will cause me problems when porting etc..., and it still has ICD codes related info incorrect, but the money part is scrutinized well to collect more premium, policy period was changes without customer consent, all these accounts for fraud/ unfair trades if not resolved. 5. Mr. Sarbvir Singh - there's an option to escalate ticket to CEO, which I have done number of times now, but tickets were closed, I'm not asking U to personally call me though but customer satisfaction should be mandatory to close such tickets right. No transparency in services provided, no timeline, no recordings shared. 6. When updates r requested the human replies are like bots, just one generic message, when I'm asking update on different question they just say something else. Plz help share and make these companies accountable

History

  1. Case filed

    System · 24 Oct 2026, 6:34 pm

Comments (2)

  • HDFC ERGO General Insurance (via email)Company

    Received via email from the company's official address · Sender: care@hdfcergo.com

    Dear ******, Thank you for writing to HDFC ERGO and giving us an opportunity to serve you. Please note the interaction reference number ****** for future correspondence. We usually revert within 2 business days, but if your query requires further review, we will inform you the expected resolution time. Assuring you of our best service at all times. To ensure timely resolution of your query, please write to us from your registered email address and do not change the subject line while reverting to us. Regards, Team HDFC ERGO HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 6th Floor, Leela Business Park, Andheri-Kurla Road, Andheri (East), Mumbai – 400 059. This communication is for information/awareness purpose only and not to be considered as advertisement.

  • HDFC ERGO General Insurance (via email)Company

    Received via email from the company's official address · Sender: care@hdfcergo.com

    Hi , Greetings for the day! My name is eRA, your email virtual assistant and it would be my pleasure to assist you today. We noticed that your email does not include a valid policy or claim number or, you may have written to us using an email address not registered in your policy with us. If you have written to us using an un-registered email address or have written to us on behalf of another policy holder, we request you to write to us using the registered email address only and help us maintain security and privacy of our customer's information. If your email address has undergone any changes, you may click Here to update your new email address. If case you have written to us using a registered email address but have missed sharing the details earlier, kindly share your valid policy or claim number details to enable us address your query effectively. Alternatively, you may also explore our self-service features and online servicing platforms for any policy or claim related requirements: 1. To Know Your Policy, Click Here 2. Check status of you claim, Click Here 3. To Know about our product features and benefits, click Here 4. Visit the 'Help' section on www.hdfcergo.com for any other assistance. 5. Chat with our chatbot DIA on www.hdfcergo.com. 6. Send us a 'Hi' on our WhatsApp number ******. 7. Download our 'here' app and manage your policy on fingertips We hope this helps. If you need any further assistance, we’re here 24/7 and happy to help. Regards, eRA, Your digital agent {HDFC ERGO is using AI technology to ensure faster and efficient assistance. Your satisfaction is our priority, and we value your feedback to improve our services} Go digital and explore our online platforms for quicker turnarounds- Download the HERE app by HDFC ERGO or visit the Help section on www.hdfcergo.com In case you are not satisfied with our response, Click Here and follow our grievance redressal procedure.

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