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Bajaj Finance auto-debit failed despite sufficient balance and still charged overdue fees on EMI, refusing to waive them

Bajaj FinservPC-2026-03298Banking & LoansAnonymous ·
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Unfair Overdue Charges by Bajaj Finance – Seeking Accountability Bajaj Finserv I would like to raise a serious concern regarding Bajaj Finance. My EMI was scheduled for auto-debit, and I had sufficient funds available in my bank account on the due date. However, the EMI was not deducted, and despite having sufficient balance, overdue charges were imposed on my loan account. Why should a customer be penalized when sufficient funds are available and the auto-debit failure is not caused by insufficient balance? I request Bajaj Finance to: 1. Investigate why the auto-debit transaction failed. 2. Provide a valid explanation for the failed transaction. 3. Waive the overdue charges imposed on my loan account. If this issue is not resolved promptly, I will escalate the matter to the National Consumer Helpline and the appropriate Consumer Commission. Customers deserve transparency, accountability, and fair treatment. My loan account number - PIJ9CPD120524278 #BajajFinance #CustomerRights #ConsumerProtection #CustomerExperience #Accountability Bajaj Finserv ​

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  1. Case filed

    Filer · 3 Nov 2026, 11:01 am

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