Panchaayat
OpenComplaint

HDFC Bank account repeatedly placed under unexplained lien/hold, causing negative balance and access issues

HDFC BankPC-2026-01082OtherAnonymous ·
Dear HDFC Bank, this has gone beyond acceptable limits. Once again, a massive lien/hold of ₹62,804.62 has been randomly placed on my account (Ending in 0141), pushing my balance into a negative deficit of -₹62,804.62 without any prior intimation or transparent explanation. This is not a one-time technical glitch. This has occurred 3 to 4 times repeatedly in recent months. Every single time: An unjustified lien is placed out of nowhere. I have to repeatedly follow up, lodge complaints, and waste hours dealing with support. A temporary release is granted, only for the exact same issue to resurface weeks later. Freezing hard-earned money and crippling daily financial operations repeatedly is completely unacceptable. As a customer, I should not have to fight a battle every month just to access my own funds. Consider this my final notice: If this unresolved hold is not removed immediately and a permanent resolution along with a formal explanation is not provided, I will be: Closing my relationship with HDFC Bank permanently. Escalating this harassment directly to the Banking Ombudsman (RBI) with full documentation and historical complaint trails. Stop pushing customers to the wall with zero accountability. #HDFCBank #BankingCrisis #CustomerHarassment #BankingOmbudsman #RBI #ConsumerRights #HDFCCustomerService Reserve Bank of India (RBI) HDFC Bank HDFC Limited HDFC Life

Source links

History

  1. Case filed

    System · 5 Oct 2026, 8:13 am

Comments (0)

    Log in to comment or upvote.

    More complaints about HDFC Bank

    HDFC BankPC-2026-02180·

    HDFC Bank allegedly no human customer care; stuck in AI assistant loop

    Customer alleges they cannot reach a valid human customer care number to clarify a simple doubt. They state they are fed up with the AI assistant making them dial one number after another in a loop.

    OpenComplaint0
    0
    HDFC BankPC-2026-02053·

    HDFC Bank customer reports unresolved KYC update issue and delayed resolution

    HDFC Bank I would like to bring to the attention of HDFC Bank the inconvenience I am facing regarding my KYC update. Despite my efforts to complete the KYC process, my issue remains unresolved. This delay has caused unnecessary inconvenien

    OpenComplaint0
    0
    HDFC BankPC-2026-01420·

    HDFC Bank customer alleges poor support and misleading info on EMI foreclosure request

    HDFC Bank very worst sarvice by your side I Stop to use this bank account due to few EMIs and I want to foreclose this but after foreclose request stop responding from your customer sarvice team and everyone share wrong information with me

    OpenComplaint0
    0
    HDFC BankPC-2026-01410·

    HDFC Bank not providing foreclosure request for 4 days, account closure blocked

    Its been 4 days since request for foreclosure is mailed to @HDFC_Bank @HDFCBank_Cares however the same is not provided.nWhy to keep a lender on hold to even close his account?n@RBI Your serious intervention is needed

    OpenComplaint0
    0
    HDFC BankPC-2026-01369·

    HDFC Bank reward points disappeared before card cancellation, no response from support

    I cancel my @HDFC_Bank card because of third rate service and before cancelling my card I transfer my reward points to airmiles. My reward points disappear and then when I asked my relationship manager disappears and then card gets cancelle

    OpenComplaint0
    1

    All HDFC Bank complaints, customer care & support →