URGENT – FINAL ONE-TIME SETTLEMENT PROPOSAL
From:
M. Maniteja Goud
Mobile: ******
Vehicle No: TS08FP3444
Loan Account No: ******
Telangana.
To:
The Principal Nodal Officer
Equitas Small Finance Bank Limited
Chennai, Tamil Nadu.
CC:
The Nodal Officer
The Customer Grievance Redressal Department
Date: 30 October 2026
Subject: FINAL OFFER OF ₹2,50,000 ONLY – Request for Full & Final Loan Settlement, 1Request for a fair one-time settlement with Equitas Small Finance Bank
My vehicle was repossessed on 5 October 2026 near Abdullapurmet, Telangana. I did not receive any prior written notice or seizure documents, and I’ve been told it may be sold without further communication to me.
I’m not refusing to repay. I want to settle this peacefully, and I’ve formally offered ₹2,50,000 as a full and final one-time settlement, which is the maximum I can arrange.
I’ve requested that the bank:
✅ Put the vehicle sale on hold while my proposal is reviewed
✅ Waive penal interest and other additional charges
✅ Release the vehicle after settlement
✅ Issue the loan closure letter and NOC
I’ve written to the Principal Nodal Officer and hope for a fair, amicable resolution within seven working days.
@Equitas Small Finance Bank @Reserve Bank of India
#EquitasSmallFinanceBank #EquitasBank #RBI #ReserveBankOfIndia #OneTimeSettlement #LoanSettlement #CustomerGrievance #BankingIndia #ConsumerRights
I left out your loan account number, vehicle registration number and mobile number, since a public post isn’t the place for them. Share those with the bank directly. You may also want to file a complaint on the RBI’s CMS portal (cms.rbi.org.in) if the bank doesn’t respond within the stated time.
Reserve Bank Of India
Reserve Bank Of India
cms.rbi.org.in
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