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Repeated denial of mother’s cashless surgery claim by Manipal Cigna

Manipal Cigna Health InsurancePC-2026-00045Insurance ClaimsAnonymous · 15d ago

The complainant states that a cashless claim for the author’s mother was repeatedly denied by Manipal Cigna despite submission of medical records, doctor consultation notes, and additional confirmation requested by the insurer. The policy was reportedly purchased in November, while the condition was diagnosed later and surgery was advised after medicines failed. The insurer is said to have classified the case as a pre-existing disease without clear medical justification, causing repeated follow-ups, delay, and stress.

Repeated denial of mother’s cashless surgery claim by Manipal Cigna

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