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Union Bank of India stalled ₹24.04 lakh Agriculture Infrastructure Fund loan, blocked calls and gave no written decision

Union Bank of IndiaPC-2026-03344Banking & LoansAnonymous ·
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A Question About Supporting New Entrepreneurs: Is Access to Government-Backed Business Finance Really This Difficult? I am the Founder of Yummy Makhana Pvt. Ltd., a startup working towards establishing a food-processing and makhana grading and packaging unit in Uttar Pradesh, India. With the vision of building a genuine business, creating employment opportunities and contributing to India's food-processing sector, we applied for a loan of ₹24.04 lakh under the Agriculture Infrastructure Fund (AIF). Our application details: - Company: Yummy Makhana Pvt. Ltd. - Project: Sorting & Grading Unit - Loan Applied: ₹24,04,000 - AIF Application ID: 2028725 - Application Status: Verified by PMU - Bank: Union Bank of India Unfortunately, after the application reached the bank, the experience has been extremely disappointing. Despite repeated attempts to communicate with the concerned branch manager, I have not received a satisfactory response. My calls are not being answered, and I believe my phone number has been blocked. I have also not received a clear written decision explaining the status or reasons for non-processing of the loan. I completely understand that loan approval depends on eligibility, financial assessment and banking regulations. No entrepreneur is entitled to automatic approval. However, every applicant deserves professional communication, transparency and a fair decision. I have now officially registered a complaint with Union Bank of India. Complaint Ticket Number: 48091979 Through this post, I respectfully request the senior management of Union Bank of India, the Agriculture Infrastructure Fund authorities and the concerned Ministry officials to look into this matter. Government schemes are designed to encourage entrepreneurship and strengthen India's agricultural infrastructure. Their purpose can only be achieved when applicants receive proper support, accountability and transparent banking services. We are not asking for special treatment. We are asking for a fair opportunity. I hope the concerned authorities will intervene and provide a clear response. #YummyMakhana #UnionBankOfIndia #AgricultureInfrastructureFund #StartupIndia #Entrepreneurship #FoodProcessing #MSME #UttarPradesh Union Bank of India

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  1. Case filed

    Filer · 3 Nov 2026, 8:24 pm

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