Panchaayat
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Policy Reform Petition - Unfair Health Insurance Claim Rejections for Children with Special Needs Under Congenital Anomalies Clause

Insurance Sector / IRDAIPC-2026-02673OtherAnonymous ·
No Family Should Fight Two Battles. Imagine watching your child struggle with a medical condition—and then facing an insurance rejection when you need support the most. For parents of children with special needs, the emotional burden is already immense. An unfair or unclear insurance exclusion should never add to their pain. Over the past few months, several parents have shared their concerns with me about health insurance claims rejected on the grounds of "congenital anomalies." This is not just an insurance issue. It is about dignity, fairness, and protecting families when they are most vulnerable. I have formally submitted a petition seeking clearer rules on congenital-condition exclusions, greater accountability for claim rejections, and faster grievance redressal for families of children with special needs. Every child deserves compassionate care. Every parent deserves a fair chance. No family should have to fight an insurance battle while fighting for their child's health. #SpecialNeeds #HealthInsurance #DisabilityRights #InclusiveHealthcare #PolicyReform

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History

  1. Case filed

    System · 21 Oct 2026, 4:57 pm

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